Here at Koto, we understand how important it is to keep our clients up to date with the latest mortgage and protection information. Check out our blogs.
Buying a home? Find out which type of property survey you may need, from Level 2 and Level 3 Home Surveys to enhanced and specialist surveys, and understand why a survey matters before you commit to your purchase.
Understand the personal protection process, the types of cover available and how the right protection can help safeguard your family, income and financial future.
A Joint Borrower Sole Proprietor (JBSP) mortgage can help first-time buyers increase their borrowing power with support from family members. Learn how JBSP mortgages work and whether this option could help you get on the property ladder.
Relevant Life Cover offers company directors and business owners a tax-efficient way to protect their loved ones. Find out how this specialist life insurance can provide valuable financial security while supporting your wider mortgage and financial planning.
Learn how limited company directors can maximise their mortgage borrowing by using salary, dividends, or retained profits. Discover how different lenders assess director income and find the right mortgage solution for your business and property goals.
Not every property purchase is suited to a standard mortgage. Whether you’re buying at auction, building your dream home, or investing in commercial property, specialist finance can provide the flexibility you need. This guide explains bridging finance, self-build mortgages, and commercial mortgages, helping you understand how each option works and when expert advice can make all the difference.
Did you know you can use equity release to help buy a new home? In this guide, we explain how buying a property with equity release works, who may be eligible, and what to expect throughout the process. Learn how specialist advice can help you make an informed decision.
Buying a home in the UK doesn’t have to be overwhelming. Our step-by-step guide explains everything from budgeting and securing a mortgage to making an offer and completing your purchase, helping you navigate the home-buying journey with confidence.
Smoking can have a major impact on life insurance and protection premiums in the UK. This article explains why smokers pay higher rates, how insurers assess risk, and what options may help reduce costs over time.
