First Time Buyer Mortgages

Mortgages for first time buyers Hertfordshire

Buying a home is a daunting task. Where do you start? The first time buyer mortgage process can seem very complicated, especially when it is your first property! We are here, 100%, to guide you through getting a first time buyer mortgage as well as dealing with solicitors and estate agents.

No matter where you live, we are here to support you as much as you need, on hand whenever you need us.

How it works

Introduction Call

Book a call for a time that suits you.

Customer hub

Sign up to our customer hub and complete your personal profile.

Affordability assessment

Once you have filled in your personal profile we will be able to assess your affordability, considering:

  • income and expenditure
  • debt and monthly commitments

Decision in Principle

The next step is to get a decision in principle to get a head start on other buyers and show the sellers you’re serious about buying. Properties move fast, so this puts you in the best position to secure your dream property. We will search the whole market and find you the best match. We’ll discuss any fees you can expect up front.

Mortgage Offer

Once you find the property you want to purchase, we will handle the application process from start to finish. We will request documentation through your customer hub and liaise with the lender so you can put your feet up and wait for your mortgage offer.  We can recommend solicitors and a surveyor, as well as give you a quote for home and life insurance.

Book a free consultation to have a chat about your requirements.

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